Hurricane Resource Page

The Hurricane Resource page was developed by the Florida Office of Insurance Regulation (Office) to provide useful information and links for consumers, media, and other interested parties. Please note – some of these resources were not developed by the Office, and some links will direct you to websites not maintained by the Office. This information will be updated as necessary during the 2013 Hurricane Season.

(Click here to see main page and video)

Commissioner McCarty's Message on Hurricane Preparedness

Important Contact Information:

Largest Insurance Carriers in Florida website addresses & phone numbers

Department of Financial Services – Division of Consumer Services -MyFloridaCFO/Consumers

• Florida contact information*: - 1-877-MY-FL-CFO (1- 877-693-5236)
  *This is a toll-free helpline number and only available to consumers calling from a Florida Number
• Out of state contact information: (850) 413-3089

Florida Division of Emergency Management

Federal Emergency Management Agency

Press Statements

• Commissioner McCarty Encourages Floridians to Purchase Flood Insurance Prior to October Rate Increases

Consumer Resources:

• Home Inventory Checklist
• Information About Flood Damage Coverage and Your Policy
• National Flood Insurance Program (NFIP)
  
  • Summary of NFIP Coverages
  • Find out if your Florida community participates in the NFIP
  • Flood Risk Profile - rate your risk, estimate your premium and find an agent
  • Flood Insurance Reform Act of 2012

  *Note: When buying flood insurance separate from a new homeowners’ insurance policy, it takes 30 days to become effective.

• Consumer Guides: (Developed by the Florida Department of Financial Services)
  
  • Disaster Assistance Insurance Helpline
  • Homeowners' Insurance Buyer’s Guide
  • Hurricane Season: Are You Prepared?
  • Natural Disasters
• NAIC Resources:
  
  • NAIC Insure U: Consumer Information & Home Inventory Checklist Smartphone App
  • NAIC Insure U: Disaster Preparedness
  • NAIC Consumer Alert: Disaster Preparedness
  • NAIC Consumer Alert: Flood Insurance Information
  • NAIC Consumer Alert: Hurricanes
  • NAIC Consumer Alert: Five Reminders about Your Insurance Coverage

Mitigation Information:

• Notice of Premium Discounts for Hurricane Loss Mitigation
• Uniform Mitigation Verification Form (valid as of February 1, 2012) - OIR-B1-1802

Historical Resources:

Hurricane Season Summaries are only available for years with major storms affecting Florida:

• 2008 Hurricane Season Summary
• 2005 Hurricane Season Summary
• 2004 Hurricane Season Summary

Miscellaneous Information:

• Overview of Florida’s Public Hurricane Model
• ISO’s Building Code Effectiveness Grading Schedule