A man walks through flooded streets in Hoboken, New Jersey, after Superstorm Sandy | Emile Wamsteker/Bloomberg via Getty Images

As subsidized rates of federal flood insurance rise, property owners along the coasts get angry. But we need insurance that reflects the risks of a changing planet

time.com - by Bryan Walsh - October 1, 2013

Thousands of homeowners in flood-prone parts of the country are going to be in for a rude awakening.  On Oct. 1, new changes to the National Flood Insurance Program (NFIP), which offers government-subsidized policies for households and businesses threatened by floods, mean that businesses in flood zones and homes that have been severely or repeatedly flooded will start going up 25% a year until rates reach levels that would reflect the actual risk from flooding. (Higher rates for second or vacation homes went into effect at the start of 2013.) That means that property owners in flood-prone areas who might have once been paying around $500 a year—rates that were well below what the market would charge, given the threat from flooding—will go up by thousands of dollars over the next decade.

www.npr.org - September 26, 2013 - Gary Allen

More than 120 manatees have died in Florida's Indian River Lagoon in the past year.

Something is wrong in Florida's Indian River Lagoon.

Over the past year, record numbers of dolphins, manatees and pelicans have turned up dead in the 150-mile-long estuary that runs along Florida's Atlantic Coast. Bouts of algal blooms have flourished in the waters. All the signs point to an ecosystem that is seriously out of balance. The crisis has mobilized scientists, residents and elected officials in Florida.

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